Home Buyers

Whether you are planning to purchase an older home, a newer home or have your dream home custom built, you owe it to yourself to consider an Energy Efficient Mortgage managed by Federal Energy Services. Watch the video below to find out how you can lower your energy bills by as much as 50% by purchasing your new home with an Energy Efficient Mortgage.

Home energy efficiency makes sense. Effective insulation, modern central AC/Heating systems and fully weatherized doors an windows deliver more than a significantly lower monthly utility bill: they provide the amenities of happier living. Recommended and supported by the US Department of Energy and ENERGY STAR, Energy Efficient Mortgage (EEM) programs enable you to finance costly and valuable energy-related home improvements directly with your mortgage.

With an Energy Efficient Mortgage loan program managed by Federal Energy Services, you can make the energy upgrades you need before you move in, and pay for them directly from the cost savings they generate! While many new homes feature extensive energy efficient amenities, there is always room for improvement! And, if you are building a brand new home or purchasing a home built before 1994, energy efficiency should be a primary concern. An Energy Efficient Mortgage offers the perfect solution for purchasers of any home in need of energy improvements or enhancements. The major drivers of home energy expenses – mechanical systems, water heaters and insulation – have all enjoyed significant efficiency and design improvements in recent years. Many of these upgrades qualify for financing under EEM loan programs including:

  • Replacing/converting outdated furnace and air conditioning units to modern, energy efficient central systems
  • Installing vinyl-frame dual pane windows
  • Upgrading or install attic and wall insulation
  • Upgrading your water heater
  • Weatherizing doors, windows, walls and pipe penetrations.

Even better, financing your home purchase with an EEM program doesn’t affect your income qualifications, down payment or appraisal. You can afford a better and more comfortable home, equipped with energy efficient upgrades that pay for themselves – and you can have everything ready and installed by the time you moved in! You owe it to yourself to consider an Energy Efficient Mortgage program managed by Federal Energy Services for the purchase of your next home. For more information, click here to learn more about the Energy Efficient Mortgage or contact our offices today.